Privacy Policy
We understand that trust begins with confidentiality. Arez Financiera’s data protection policies are fully aligned with Mexican laws (LFPDPPP) and international standards.
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Data Collection and Use:
We collect only the necessary personal and financial information required to provide services, comply with regulations, and improve our user experience.
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Data Protection Measures:
All user data is encrypted both in transit and at rest.
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User Rights:
All clients have the right to access, correct, cancel, or object (ARCO rights) to the use of their personal data.
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Third-Party Sharing:
We do not share or sell personal data to external entities for marketing purposes.
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Loan Agreement
Every loan agreement issued by Arez Financiera is crafted with legal clarity, operational transparency, and customer protection in mind. We ensure all clients fully understand their obligations before signing.
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Interest Rates and Fees:
Each product has a clearly defined Annual Percentage Rate (APR), including applicable taxes and processing fees.
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Repayment Terms:
Depending on the product, repayment terms range from 3 to 36 months, with weekly or monthly payment options.
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Grace Periods and Early Payment:
Certain loans include a grace period before repayment begins. Clients are also encouraged to make early payments — without penalty — to reduce interest burden and improve their credit standing.
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Default and Recovery:
Legal actions are a last resort, and we actively seek to renegotiate terms where feasible.
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